JUMBO LOANS
 
Loans in the amount of $417,001.00 or greater are considered JUMBO LOANS.  Loan to value in excess of 80% are subject to mortgage insurance guidelines.
 
**Your interest rate is not locked until the Rockville Bank Mortgage Rate Lock Agreement is signed in the presence of a bank representative and the rate lock fee is paid.  Fee is credited toward the closing costs.
 

 See: Helpful Tips for Mortgages

                      Please be sure to choose either a "Purchase" or "Refinance" product. 

Rates as of Friday, July 23, 2010
Points Interest Rate Annual Percentage Rate Fully Indexed Rate Payments Apply
PURCHASE - JUMBO
30 Year Fixed Rate
2.000 5.125% 5.345% N/A Show Payments and Rates
1.000 5.250% 5.380% N/A Show Payments and Rates
0.000 5.375% 5.415% N/A Show Payments and Rates
PURCHASE - JUMBO
20 Year Fixed Rate
2.000 5.000% 5.296% N/A Show Payments and Rates
1.000 5.125% 5.299% N/A Show Payments and Rates
0.000 5.250% 5.303% N/A Show Payments and Rates
PURCHASE - JUMBO
15 Year Fixed Rate
2.000 4.625% 4.997% N/A Show Payments and Rates
1.000 4.750% 4.969% N/A Show Payments and Rates
0.000 4.875% 4.942% N/A Show Payments and Rates
PURCHASE - JUMBO
1/1 ARM - 30 Year Term - Caps 2% / 6%
2.000 3.500% 3.351% 3.125% Show Payments and Rates
1.000 3.750% 3.290% 3.125% Show Payments and Rates
0.000 4.000% 3.230% 3.125% Show Payments and Rates
PURCHASE - JUMBO
3/1 ARM - 30 Year Term - Caps 2% / 6%
2.000 3.500% 3.406% 3.125% Show Payments and Rates
1.000 3.750% 3.381% 3.125% Show Payments and Rates
0.000 4.000% 3.356% 3.125% Show Payments and Rates
PURCHASE - JUMBO
5/1 ARM - 30 Year Term - Caps 2% / 6%
2.000 3.875% 3.591% 3.125% Show Payments and Rates
1.000 4.125% 3.598% 3.125% Show Payments and Rates
0.000 4.375% 3.606% 3.125% Show Payments and Rates
PURCHASE - JUMBO
7/1 ARM - 30 Year Term - Caps 2% / 6%
2.000 4.500% 3.987% 3.125% Show Payments and Rates
1.000 4.625% 3.961% 3.125% Show Payments and Rates
0.000 4.875% 3.999% 3.125% Show Payments and Rates
PURCHASE - JUMBO
9/1 ARM - 30 Year Term - Caps 2% / 6%
2.000 4.625% 4.206% 3.125% Show Payments and Rates
1.000 4.750% 4.194% 3.125% Show Payments and Rates
0.000 5.000% 4.257% 3.125% Show Payments and Rates
REFINANCE - JUMBO
30 Year Fixed Rate
2.000 5.125% 5.345% N/A Show Payments and Rates
1.000 5.250% 5.380% N/A Show Payments and Rates
0.000 5.375% 5.415% N/A Show Payments and Rates
REFINANCE - JUMBO
20 Year Fixed Rate
2.000 5.000% 5.296% N/A Show Payments and Rates
1.000 5.125% 5.299% N/A Show Payments and Rates
0.000 5.250% 5.303% N/A Show Payments and Rates
REFINANCE - JUMBO
15 Year Fixed Rate
2.000 4.625% 4.997% N/A Show Payments and Rates
1.000 4.750% 4.969% N/A Show Payments and Rates
0.000 4.875% 4.942% N/A Show Payments and Rates
REFINANCE - JUMBO
1/1 ARM -30 Year Term - Caps 2% / 6%
2.000 3.500% 3.351% 3.125% Show Payments and Rates
1.000 3.750% 3.290% 3.125% Show Payments and Rates
0.000 4.000% 3.230% 3.125% Show Payments and Rates
REFINANCE - JUMBO
3/1 ARM - 30 Year Term - Caps 2% / 6%
2.000 3.500% 3.406% 3.125% Show Payments and Rates
1.000 3.750% 3.381% 3.125% Show Payments and Rates
0.000 4.000% 3.356% 3.125% Show Payments and Rates
REFINANCE - JUMBO
5/1 ARM - 30 Year Term - Caps 2% / 6%
2.000 3.875% 3.591% 3.125% Show Payments and Rates
1.000 4.125% 3.598% 3.125% Show Payments and Rates
0.000 4.375% 3.606% 3.125% Show Payments and Rates
REFINANCE - JUMBO
7/1 ARM - 30 Year Term - Caps 2% / 6%
2.000 4.500% 3.987% 3.125% Show Payments and Rates
1.000 4.625% 3.961% 3.125% Show Payments and Rates
0.000 4.875% 3.999% 3.125% Show Payments and Rates
REFINANCE - JUMBO
9/1 ARM - 30 Year Term - Caps 2% / 6%
2.000 4.625% 4.206% 3.125% Show Payments and Rates
1.000 4.750% 4.194% 3.125% Show Payments and Rates
0.000 5.000% 4.257% 3.125% Show Payments and Rates

All rates, terms and conditions are subject to change at any time without notice.  Rockville Bank refinances may qualify for further discounts.  All terms and rates will be confirmed by Rockville Bank on receipt of your application.
The terms of the loan you apply for may change depending on the Loan to Value (LTV), Credit Score and other factors.
All annual percentage rates (APRs) assume a 20% down payment and are based on a $417,001.00 loan amount with no Private Mortgage Insurance (PMI) and no discounts.
PMI is required on all mortgage loans with loan to values of over 80%.
All mortgage rates and points assume that the loan will be used to purchase or refinance a single family owner occupied property in the first lien position. 1-4 family owner occupied property only. Other restrictions may apply.
All loans are subject to credit approval.

***
Adjustable Rate Mortgages (ARM's) rate of interest may increase or decrease during the life of the loan. An increase of the interest rate will result in a higher monthly payment.

Note: All adjustable rate mortgages have a margin of 2.75%.